Of the 100 United States Senators, 1/3 are up for reelection every two years. The 2026 federal elections are scheduled to be held on November 3, 2026 for terms that begin on January 3, 2027 and expire on January 3, 2033. What does that mean for you?

If your US Senator is one of the 33 that are up for reelection at the end of this year, it is almost certain that they will directly vote on Social Security reform. According to the most recent projections, the Social Security Trust Fund will run out of reserves in 2033. Without any reforms, Social Security can only pay out in benefits as much as it collects in taxes, which will equal approximately 77% of currently scheduled benefits.

There are roughly 72 million recipients of Social Security and they would see a 23% automatic benefit cut beginning in 2033. Those cuts would apply to all recipients, regardless of age or income. The only way to avoid those cuts is for Congress to take action. No action requires that the cuts be made. Policymakers that continue to ignore or postpone action towards Social Security reform are effectively endorsing these benefit cuts. Benefit cuts that will have a disproportionate impact on lower income retirees, the very people Social Security is meant to help.

It is critical that we stand strong and ensure that we elect only policymakers that are willing to put in the work for long term social security reform.