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FAQs

Your Most Common Inquiries

Frequently Asked Questions

I want to write my own letter to my member of Congress? Do you have a template?

***   This is a very generic letter, please make it your own. 

“As one of your constituents in [your state, city, or town], I’m asking you to support the passage of the Senior Citizens Bill of Rights.

American seniors depend on the Social Security benefits they’ve earned throughout their careers to make ends meet during retirement. This legislation will legally guarantee every beneficiary receives the full amount of their retirement benefits and provide retirees with the peace of mind they deserve.

Please be the champion seniors need by joining our fight to pass the Senior Citizens Bill of Rights.

Thank you for your time and support.”

The Senior Citizens
Bill of Rights

  1. Social Security is an earned benefit and can never be cut.
  2. Social Security benefits will no longer be taxed as income.
  3. Increases in healthcare costs must be used in calculating annual social security COLA increases.
  4. Money deposited into the Trust Fund can only be used to pay benefits to eligible senior citizens. None of the money deposited into the Trust Fund can be transferred to the general fund or be used to pay for any operating expenses unrelated to the Social Security system. Furthermore, no branch of the federal government may “Borrow” any money from the Trust Fund.
  5. Senior Citizens who are receiving social security benefits will no longer be penalized and taxed at a higher rate for choosing to work after retiring from their career.
  6. A married couple will no longer have earned benefits reduced when one member of the household passes away. The surviving spouse will continue to receive the same amount of benefits as previously earned, by said household.
  7. The Federal Government, elected officials and federal employees are forbidden from referring to Social Security as a “Welfare” program. Senior Citizens have contributed to the system through a lifetime of hard work. Their benefits have been earned.

If Congress doesn’t act, Social Security’s trust fund reserves will be depleted by 2035. After that, the program will still collect payroll taxes, but they’ll only be enough to pay about 83% of scheduled benefits. That means seniors could face a 17% cut in the benefits many rely on to survive. Without action, this shortfall could have serious consequences for millions of Americans.

You can obtain your Social Security report, which provides an estimate of your retirement benefits, by accessing your Social Security Statement online or requesting a physical copy. Here’s how you can do it:

Access Your Social Security Statement Online

  1. Create a my Social Security Account:
    • Visit the Social Security Administration (SSA) website.
    • Click on Sign In/Up and follow the steps to create a my Social Security account if you don’t already have one. You’ll need:
      • A valid email address.
      • Your Social Security number.
      • A U.S. mailing address.
  1. Log In to Your Account:
    • Once your account is set up, log in to access your Social Security Statement.
  1. View Your Statement:
    • Navigate to the section for your Social Security Statement. It will show:
      • Estimated benefits at full retirement age (FRA).
      • Disability benefits.
      • Survivors’ benefits for your family.

Tips for Accurate Estimates

  • The estimates in your statement are based on your actual earnings history. Ensure your earnings record is accurate.
  • Adjust the retirement age to see how claiming benefits early or delaying them will affect your payout.

To become law, a bill must go through several steps:

  1. Drafting & Introduction: A member of Congress writes and introduces the bill in either the House or Senate.

  2. Committee Review: The bill is reviewed, possibly amended, and voted on in committee.

  3. Chamber Debate & Vote: If approved, it’s debated and voted on by the full chamber.

  4. Second Chamber: The other chamber repeats the process.

  5. Conference Committee (if needed): If both chambers pass different versions, a committee resolves differences.

  6. Final Vote: Both chambers vote on the final version.

  7. Presidential Action: The President signs the bill into law or vetoes it (which Congress can override with a two-thirds vote).

Only after clearing all these steps does a bill officially become law.

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